Atlantic Coast Bank is held by Atlantic Coast Financial Corporation, a publicly traded organization that is owned 100% by its shareholders.  We are chartered by the federal government to accept savings and/or demand deposits from the general public, and to invest those savings in loans primarily for commercial, residential real estate, and consumer loans.

We offer better service and prices. Atlantic Coast Bank is in the business of serving our customers and providing a safe, convenient place to save money and obtain loans at reasonable rates. We strive to offer the most competitive rates possible on savings, checking and certificate accounts, and on real estate and consumer loans.
 
We’re also locally managed. Our goals and criteria for success are different from those of other financial institutions. Local management helps us stay in tune with our community and allows us to make our decisions locally and quickly - not from some jumbo-sized headquarters building in some other part of the country.
 
Save ATM Access Fees! Atlantic Coast Bank customers can access funds surcharge-free at any Presto! ATM, located at all Publix Supermarkets

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