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Important
Disclosures Regarding
New FDIC Insurance Rules
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ATLANTIC COAST BANK PRIVACY POLICY - Revised 10/15/2010
Click Here For A Printable
Version
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FACTS
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What does
Atlantic Coast Bank Do with your personal information?
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Why?
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Financial
companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not
all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
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What?
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The types of
personal information we collect and share depend on the
product or service you have with us. This information can
include:
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How?
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All financial
companies need to share customers’ personal information to run
their everyday business. In the section below, we list the
reasons financial companies can share their customers’
personal information, the reasons Atlantic Coast Bank chooses
to share, and whether you can limit this sharing.
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Reasons we can share your personal information
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Does Atlantic Coast Bank Share?
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Can you Limit This Sharing?
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For our everyday business
purposes –
Such as to process your
transactions, maintain your accounts, respond to court orders
and legal investigations, or report to credit bureaus |
Yes
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No
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For our
marketing purposes –
To offer our
products and services to you
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Yes
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No
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For joint
marketing with other financial companies
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Yes
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Yes
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For our
affiliates’ everyday business purposes –
Information
about your transactions and experiences
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No
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We don’t share
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For our
affiliates everyday business purposes –
Information
about your creditworthiness
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No
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We don’t share
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For
nonaffiliates to market to you
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Yes
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Yes
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Who we are
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Who is
providing this notice?
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Atlantic Coast
Bank
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What we do
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How does
Atlantic Coast bank protect my personal information?
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To protect
your personal information from unauthorized access and use, we
use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings.
Atlantic
Coast Bank regularly tests and assesses its information security
measures, systematically trains employees, and adopts upgrades
and enhancements as necessary to protect your information. |
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How does
Atlantic Coast bank collect my personal information?
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We collect
your personal information, for example, when you:
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·open
an account or deposit money
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·apply
for a loan or provide employment information
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·give
use your employment history
We also
collect your personal information from others, such as credit
bureaus, affiliates, or other companies. |
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Why can’t I
limit all sharing?
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Federal law
gives you the right to limit only
State laws
and individual companies may give you additional rights to
limit sharing.
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What
happens when I limit sharing for an account I hold jointly
with someone else?
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Your choices
will apply to everyone on your account – unless you tell us
otherwise.
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Definitions
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Affiliates
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Companies
related by common ownership or control. They can be financial
and nonfinancial companies.
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·Atlantic
Coast bank has no affiliates
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Nonaffiliates
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Companies not
related by common ownership or control. They can be financial
and nonfinancial companies.
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·Nonaffiliates
we share with can include companies such as mortgage
companies, insurance companies, direct marketing companies,
and nonprofit organizations
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Joint
Marketing
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A formal
agreement between nonaffiliated financial companies that
together market financial products or services to you.
- Our joint
marketing partners include financial and investment companies,
credit card companies and insurance companies.
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To limit our sharing
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Mail the form below
Please note:
If you are a new customer, we
can begin sharing your information 30 days from the date we sent
this notice. When you are no longer our customer, we continue
to share your information as described in this notice.
However, you can contact us at
any time to limit our sharing.
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Questions?
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Call 800.342.2824 or visit us at
www.atlanticcoastbank.net
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Mail-in Form
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If you have a joint account,
your choice(s) will apply to everyone on your account unless
you mark below
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Apply my choices only to me |
Mark any opt-out choice and we
will limit all:
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Do not share my personal information to jointly market to me.
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Do not share my personal information with nonaffiliates to
market their products and services to me. |
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Name
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Mail to:
Atlantic Coast Bank
P.O. Box 1256
Waycross, GA 31502
Attn: Deposit Operations
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Address
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City, State, Zip
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Account Number(s)
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