CONSUMER LOANS

If you want it, we have a loan for it. We’ve been in the lending business since 1939, so you get the advantage of our experience, convenient service, and attractive rates.

Applying is easy 

We make applying for your loan simple. Apply online by clicking on the links below, apply in person at any one of our convenient branches, or apply by telephone - 800-342-2824. 

Here's what we have to offer:

Home Improvement Loans – Apply Now
Our Homeowner’s Signature Loan is made especially for home improvement projects.  Whether it’s a fixer-upper or remodeling, this is the right loan for you.

Loans for your every need – Apply Now
We’ll help you finance all of life’s necessities.  

 Loan Payments:

Atlantic Coast Bank offers hassle free payments through our online processing system, BILLpayer. By enrolling in direct deposit, bill pay or auto-transfer, you can schedule your payments in advance and always ensure they are processed on time!

Click here to visit our eServices page to learn more about BILLpayer and to watch an online demo of how it works.

If you’d prefer to mail in your payment, you may utilize Atlantic Coast Bank’s custom loan coupons* displaying the payment processing center location at P.O. Box 10004, Irmo, SC 29063-5004. With this payment method, please arrange to have your payment mailed several days in advance to ensure it arrives at the processing facility in time.

Please visit an Atlantic Coast Bank branch or call 1-800-342-2824 if you need us to mail you a new coupon book or would like to discuss your payment options.