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Fixed-rate home equity loans, also called “second mortgages,” are great when you know how much money you need and you’ll be making just one or two payments. Common uses for home equity loans are:
• Installing a swimming pool or deck.
• Buying a car.
• Re-roofing or re-siding the house.
• Adding a garage.
• Remodeling the bath or kitchen.
• Starting a business.
Home equity loans give you the security of predictable payments, and the payments can be spread out over several years so they don’t break your budget.
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