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I want predictable payments
Nobody likes surprises when it comes to their budget. If you want a stable, long-term house payment, choose a conventional fixed-rate mortgage.
There’s still plenty of flexibility – you choose from many loan terms, you can pay your loan off quickly by choosing a shorter term, like a 15-year mortgage. Or you can lower your house payment by choosing a longer term – 30 years, or even 40.
NMLS #509060 |
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