Atlantic Coast Bank makes it easy to open your account when it’s convenient for you.  Here are the accounts you can open right now from your computer:

iKasasa Cash*

iKasasa Saver (Offered exclusively with Kasasa Cash account – they work together)*

iKasasa Tunes**

iCertificates of Deposit***

iMoney Market Account - under $50K†

iMoney Market Account -over $50K†

You can also signup for additional services for your new account, like eStatements.

*Annual Percentage Yield (APY) accurate as of 08/01/10 and are subject to change.  Minimum to open account is $100 for Kasasa Cash and $5 for Kasasa Saver.  Kasasa Cash rate tiers are as follows: 3.01% APY applies to balances of $.01 - $15,000 and 0.75% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. 0.05% APY applies to all balances if qualifications are not met.  All balances will earn 3.01% - 0.75% on all balances as long as qualifications are met.  Kasasa Saver rate tiers are as follows: 1.26% APY applies to balances of $.01 - $100,000 and 0.75% APY applies to balances over $100,000 as long as qualifications are met each statement cycle on Kasasa Cash account. 0.05% APY applies to all balances if qualifications are not met on Kasasa Cash. All balances will earn 1.26% - 0.75% as long as qualifications are met.  Fees may reduce earnings.  Foreign ATM fee refunds up to $25 per statement cycle.  Each customer is limited to only one Kasasa Cash and one Kasasa Saver account.

**Available for personal accounts only. Earn iTunes® download refunds up to $25.00 with initial account opening regardless of qualifications. Earn up to $5.00 in iTunes® download refunds each qualification cycle when the minimum qualifications are met. Sales tax still applies towards the $25 and $5 refunds. ATM fee refunds up to $25 per qualification cycle. No minimum balance required; however, you must deposit a minimum of $100 to open the account. Other fees may apply. See the Atlantic Coast Bank Fee Schedule for a complete listing of fees. iTunes® must be purchased with your Atlantic Coast Bank debit card associated with your Kasasa Tunes account. The $25.00 initial account opening refund expires 60 days after the account has been opened and funded. Any unused $5.00 monthly iTunes® credits will expire 30 days after the end of the qualification cycle in which they were earned

iTunes® is a trademark of Apple, Inc. The program is not endorsed by iTunes® or Apple, Inc. nor is there any actual or implied joint venture, partnership or relationship of any kind between the Bank and Apple, Inc. iTunes®.

***CD Rates are current as of 08/26/2010 and subject to change without notice. Minimum balance to open
and to earn the APY is $1,000. Penalty may be imposed for early withdrawal.

†Money Market interest rates are current as of 08/26/2010 and subject to change without notice. Interest is compounded and credited monthly. Rates based on a minimum initial deposit of $2,500. A minimum daily balance of $2,500 is required to avoid a maintenance fee for the earning period. Excess Transaction fee of $10.00 per withdrawal if more than six (6) per month or after 3 withdrawals by check or draft.