Atlantic Coast Bank takes security seriously. We're committed to keeping your accounts and personal information secure. Our goal is to help you protect yourself against fraud and identity theft. We have a number of safety measures in place to help protect you, including industry-standard technologies on our Web site and teams dedicated to fighting against fraud and identity theft. You can depend on us to safeguard your personal and financial information.
Keeping your private information private is a team effort. Please follow these links to learn more about how to protect yourself.
FDIC Increases Your Deposit Insurance Limits
Federal Deposit Insurance Corp. (FDIC) has increased your deposit insurance from $100,000 to $250,000 per depositor.
- How do you benefit?
- Atlantic Coast Bank is an FDIC member bank, which means this increased coverage applies to you and your accounts at Atlantic Coast.
- Your deposit accounts – savings, checking, money market and CDs, are insured up to $250,000 per depositor.
- Depending on how your accounts are titled, you can receive more than $250,000 as a household.
Talk to your Atlantic Coast banker for details. And to learn more about the FDIC and how it makes your bank deposits secure, go to
The Electronic Fund Transfers Act (EFTA)
provides specific protections to consumer accounts. For your
account to be covered by this act, it must be established
primarily for consumer purpose use. The act covers transactions
initiated by electronic means that instruct Atlantic Coast Bank
to either credit or debit the consumer's account. Types of
transactions covered by the act include debit card and ATM
transactions, direct deposits or withdrawals, Point of Sale
(POS) transactions, telephone initiated transactions, and
internet initiated transactions. The
specific protections and
liability are included in your
Funds Access Agreement and available for your review.
Commercial accounts are not subject to the Electronic Funds
Transfer Act and are therefore not afforded the same protections
as consumer accounts. If you have a commercial account, then
your account is subject to the terms and conditions included in
your Commercial Electronic Funds Access Agreement. In case of
errors or questions about electronic funds transfers from your
commercial account, we must hear from you no later than the
opening of business on the second banking day following the
settlement date of the original entry to limit any of your